Business car loans are highly versatile and can be used across a wide range of industries and vehicle types. Whether you're a sole trader or a growing enterprise, here are some common ways business vehicle finance can support your operations:
We have access to multiple lenders, including specialist commercial options, not just one bank’s policy.
The Sapphire team deliver end-to-end coordination, from application through to settlement, so the truck purchase stays on track.
With access to a wide range of products and lenders, we'll help you find the lowest rates and fees on truck finance.
We take care of all the paperwork, saving you time and effort so you can get your loan approved fast and hit the road sooner.
Because we take care of filtering suitable products and lenders, you avoid wasted time on lenders that are unlikely to approve your scenario.
Whether you're buying one truck or looking to finance a commercial fleet of vehicles, we’ll customise your finance to suit.
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Every transport business is different, which is why we start with the finance structure, not a one-size-fits-all rate. Depending on your goals, the asset, and your tax position, we can help you compare options for a wide range of transport assets, including:
- Prime movers, rigids, tippers, tray trucks and utes for trade fleets
- Refrigerated trucks, vans and delivery vehicles
- Tankers, flat tops and specialist bodies
- Trailers, dog trailers and combinations (where applicable)
- New and used trucks purchased via dealers, auctions or private sale (lender dependent)
Most lenders will assess a mix of:
- The truck itself: age, condition, mileage, manufacturer, resale profile
- Your business profile: ABN length, industry, revenue consistency, existing liabilities
- Serviceability: whether repayments fit comfortably within your current cash flow
- Contribution: deposit or trade-in (if applicable), plus potential balloon/residual options
The goal is not just approval. It is securing terms that keep your working capital available for fuel, wages, maintenance and growth.
As a Brisbane-based finance broker, we have in-depth knowledge of the local market and a wide network of lenders.
Decades of expertise in personal and business borrowing means you benefit from a deep understanding of the lending market.
We’re passionate about what we do and always strive to deliver a great client experience.
We take the time to understand your financial situation and goals, offering bespoke solutions that truly meet your needs.
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